Every investor has unique goals — we help you achieve them through tailored investment planning.

Established since 1959, we offer over 66 years of expertise in crafting robust investment plans to align your financial strategy with your life aspirations. Whether you seek a steady income stream or aim to build wealth for a future milestone, your plan reflects your goals and risk tolerance, which evolve with your life stage.

At Remy Investments, every investment strategy is customized to meet our clients’ individual needs and ambitions.

As independent financial advisers, we craft investment plans by evaluating your assets, income, expenditure, and personal objectives to create a strategy that works for you.

Investment Portfolio

An investment portfolio comprises a mix of asset classes tailored to your goals. Understanding these assets helps optimize your pension or other investment vehicles for long-term success.

Investment portfolio diversification

Asset classes are divided into two categories — defensive and growth

  • Defensive assets offer lower long-term returns but are less volatile, providing stability with reduced risk of capital loss.
  • Growth assets have higher return potential over the long term but experience greater volatility compared to defensive assets.

The Importance of Diversification

All asset classes carry risk. A diversified portfolio balances these risks by combining assets with different performance characteristics to stabilize returns.

Diversification spreads risk across investments, ensuring your portfolio isn’t overly reliant on a single asset or market.

Diversification can be achieved by investing:

  • Across asset classes
  • Across global markets and regions
  • Across investment management styles

Defensive Assets:

  • Government bonds (UK gilts and international)
  • Corporate bonds (global issuers)
  • Cash and fixed-term deposits
  • Hybrid bonds
  • Asset-backed securities

Growth Assets:

  • UK and global equities (FTSE, NASDAQ, etc.)
  • Real estate (direct property and REITs)
  • Infrastructure (e.g., utilities, transport)
  • Commodities (e.g., precious metals, energy)
  • Alternative investments (e.g., private equity)

Our focus is to deliver exceptional investment outcomes, fostering long-term client relationships built on trust and results.Steve Hanson, Investment Analyst, Remy Investments

Constructing Your Portfolio

1
Assessing Your Risk Profile

We evaluate your need for capital preservation, risk tolerance, and income requirements to determine the optimal mix of growth and defensive assets.

2
Allocating Assets

We consider your income needs and tax position to select the best asset classes and investment styles, leveraging vehicles like ISAs and pensions.

3
Selecting Investments

We choose top-performing funds and managers using a rigorous, evidence-based approach to build your portfolio.

Risk Profile Framework

Our risk profiles guide the allocation between growth and defensive assets:

Profile Growth Defensive
Conservative 20% 80%
Moderately Conservative 40% 60%
Balanced 60% 40%
Growth 80% 20%
High Growth 100% 0%
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